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Keep my Standard Life Endowment or Sell IT?

My standard life endowment is worth about £35,000 to cash in. If I keep it (red alert) it could make £65,000 in 17 years time. It should have been able to repay my endowment mortgage of £99,000 originally at end of term. Would you sell it and invest the £35 grand somehow or hang on to it (we got £3000 via the fsa for being mis=sold this about 4 yrs ago by the way). We have changed recently to a part repayment fixed rate mortgage and the endowment is still part of the package.
[FONT=Verdana,Arial,Times New I2]Life itself is the most wonderful fairy tale - Hans Christian Andersen[/FONT]
2012 savings:remortgage £156.15pcm £5 pcm insurance reduced; 2012 Running totals: £10 goodwill requests/Grocery Coupons £12:T
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