Hi I'm new,hope this is the right place to put this!?serious catalogue debt.

scaredandhavingnightmares

Hi I am new to this forumand I am in big trouble hope there is someone to guide me and steer me in the right direction.Ok here goes I am a single mum and I have 2 young children and I am up to my ears in debt!!
I am finding this difficult because I feel ashamed and bad for letting it get like this
Ok here are the catalogue debts ,deep breath now!

Next , 286 pounds
Fashionworld , 321 pounds
Freemans , 176 pounds
Kays , 500 pounds
SimplyBe, 340 pounds
I do not work I can't because of health problems and these debts are making me worse.
I am at the moment seeking advice from National debtline and Fashionworld and freemans are accepting pound token payments with no intrest or charges added on but the Kays will not accept pound token payments even though I am still paying pound per month they want the whole amount now!Next catalogue went quiet for a while then recently gave me a letter demanding the full amount .
I have signed a credit agreement for the Kays catalogue but none of the others.
I have no idea where to go from here,National debtline are good but they are not there on a Saturday evening when I am sat here on my own worrying.
Anyone out there have any advive for me please.

Browntoa

I'll get the board guide to close this other thread , in the meantime can people only reply in this thread

http://forums.moneysavingexpert.com/showthread.html?p=16719139&posted=1#post16719139