Just Faced all my debts first time

antiquesbuyer

I have just looked at all my debts on my credit cards and overdraft,I think this was a good point to start...

bank_of_slate

It certainly is! You've taken the biggest step in facing your situation!
Everyone on here is SO helpful & supportive.
There are many who will try to save you more.
If you post a full SOA there may be other ares where you can save.

No-one will judge you on here, welcome to MSE!
...Linda xx

Glittermonkey

Well done! You've taken the first step, so can only get better form here!

I looked at my debts properly in Dec and was pretty shocked at what i owed ( you can see in my signature).

But after reading and posting on this board, i cut back on lots of things, cancelled things i dont need/use/want etc and paid as much as i could of towards my debt.

You can see how much i've managed to bring it down by already, i know that isnt going to happen every month but at least its going down and not up - which is what would of happened if i hadn't of faced up to it all

bumblebee_3

Welcome to MSE!

I am also a recent newbie to MSE and the support you get on here is terrific.

Confronting you debt will be the hardest thing, you will get invaluable support and advice the last few days I have had terrific support and help.

Conor_3

antiquesbuyer wrote:

I have just looked at all my debts on my credit cards and overdraft,I think this was a good point to start...

Like most people, I bet it was a bit of a shock. Still, admittance of a problem is the first step on the road to recovery.

rchddap1

The second step is to post a statement of affairs here so that us lot can support you in your battle against debt. Give us the details and before you know it you'll have a plan of action on how to eliminate the debt in a short a time as possible. Then you can start to smile again (instead of that nasty frown)

antiquesbuyer

This is great receiving support from all of you.I will browse the site there seems to be loads of advise,I think I will start with the budget planner.

severussnape

hi
if it hadn't been for all the positive advice on here from people who know exactly what you are going through we wouldn't have faced our problems.

we haven't posted our soa but we have told people on our thread what our debt is. if you can let people know what your soa is it is easier for them to help you