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DCA - Fredrickson International Ltd - Ignoring my letters help plz
Pudders
Posts: 17 Forumite
Hi all,
My wife was subject to ID fraud 18 months ago and we have had a number of DCA trying it on with "You owe us...." letters.
We sent off the "prove it" template letter to a couple of DCA's and havent heard back (which is good - for now) .... but.... Fredrickson International Ltd have totally ignored this letter (sent recorded delivery) and have now sent yet another of their template letters saying that we have 7 days to pay or else!! The debt has increased because they have added more fees!! They didn't even acknowledge the fact we had sent a letter to them!!
Spoke to the OFT and they said Fredrickson can't do anything without proof and to send them another letter!
Is there a tried and tested template letter other than the "prove it" template to send back to them in response to this new letter?
Any help appreciated - Pudders
My wife was subject to ID fraud 18 months ago and we have had a number of DCA trying it on with "You owe us...." letters.
We sent off the "prove it" template letter to a couple of DCA's and havent heard back (which is good - for now) .... but.... Fredrickson International Ltd have totally ignored this letter (sent recorded delivery) and have now sent yet another of their template letters saying that we have 7 days to pay or else!! The debt has increased because they have added more fees!! They didn't even acknowledge the fact we had sent a letter to them!!
Spoke to the OFT and they said Fredrickson can't do anything without proof and to send them another letter!
Is there a tried and tested template letter other than the "prove it" template to send back to them in response to this new letter?
Any help appreciated - Pudders
0
Comments
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I don't know of any other tried and tested letter out there, but if you include any police incident number or case number in te letter, they should hopefully get the message you aren't just trying it on. Explain one last time about the fraud and request a copy of their formal complaints procedure which you intend to use if they continue to send these letters. This will at least show the OFT you have done everything you could to resolve the matter (after making a complaint).After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110 -
you could try sending them a cca request and see what they come back with.0
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Is there a template for a CCA request? I want it to look all official?
Thanks - Pudders0 -
Is there a template for a CCA request? I want it to look all official?
Thanks - Pudders
Use the one on the National Debtline website:
http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=getting_a_copy_of_your_credit_agreement_and_account_details
You will have to enclose a £1.00 'Statutory Fee'. Do NOT send them a cheque, use a Postal Order. Send the letter recorded as the 12 working day period that Fredrikson have, in order to send you the agreement, starts on receipt of your request. Providing you have 'proof of receipt' then they can not ignore your request.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Hi all,
My wife was subject to ID fraud 18 months ago and we have had a number of DCA trying it on with "You owe us...." letters.
We sent off the "prove it" template letter to a couple of DCA's and havent heard back (which is good - for now) .... but.... Fredrickson International Ltd have totally ignored this letter (sent recorded delivery) and have now sent yet another of their template letters saying that we have 7 days to pay or else!! The debt has increased because they have added more fees!! They didn't even acknowledge the fact we had sent a letter to them!!
Spoke to the OFT and they said Fredrickson can't do anything without proof and to send them another letter!
Is there a tried and tested template letter other than the "prove it" template to send back to them in response to this new letter?
Any help appreciated - Pudders
pay £1 and download the home address of the company directors from company house and send recorded delivery to home address
it gets sorted 10 mins after they get to the office
LINKIn London, you're never more than 20 feet away from someone telling you you're never more than 20 feet from a rat .0 -
cheers Billy......I now need too buy some more Xmas cards:D
:D stay wonky
:D
....one-way ticket to Portugal booked !0 -
cheers Billy......I now need too buy some more Xmas cards:D
my pleasure all UK Ltd companies have to list home address of directors apart from ones that might be at risk from nutters ie drug companies that carry out research on animals
that said even them can be found by ordering older copies before the law changedIn London, you're never more than 20 feet away from someone telling you you're never more than 20 feet from a rat .0 -
Fredrickson ignored my letters and then had a go at me for (allegedly) ignoring theirs. They've been one of the worst I've dealt with.Unless I say otherwise 'you' means the general you not you specifically.0
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