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help needed split up between exchange and completion
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There is the risk that the lender credit checks the applicants again before completion and withdraws the mortgage.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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annabelle81 wrote: »
I will obv. not telling anyone that I found out about this at this stage, i will be finding all this out after we complete.
<wince>
this all sounds horribly dodgy, not to mention quite possible fraudulent....much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0 -
neverdespairgirl wrote: »<wince>
this all sounds horribly dodgy, not to mention quite possible fraudulent.
thanks for that. very useful. added a lot.0 -
annabelle81 wrote: »thanks for that. very useful. added a lot.
I hope this was not as sarcastic as it sounds, NDG is a respected barrister round these parts, I certainly wouldn't ignore her legal advice.I think....0 -
You have moved in ... yet not completed?annabelle81 wrote: »Hi
.... moved in (without boyfriend)0 -
Must admit that confuzzled me too PN....We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.0 -
annabelle81 wrote: »thanks for that. very useful. added a lot.
I was trying, politely, to suggest that lying to everyone left, right and centre in order to get the mortgage might not be the brightest idea you've ever had....much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0 -
I hope this was not as sarcastic as it sounds, NDG is a respected barrister round these parts, I certainly wouldn't ignore her legal advice.
I wasn't, though, giving legal advice (-:
I don't know enough about all the circumstances, but on the face of it, sounds dodgy as hell....much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0 -
annabelle81 wrote: »thanks for that. very useful. added a lot.
annabelle
Your situation isn't a nice one to be in, however, what people are saying (including NDG) is that there is possibly a high risk involved with what you're doing. If this does get found out, you may as well forget any house at all. You will be prosecuted, how will that look on any job applications, how will your credit file look?
People are basically saying don't go through with this, try to get it all done off your own back so to speak.
There would be nothing stopping boyfriend (or ex) "grassing you up" at a later date as well. Not meaning to be nasty here, but it sounds like his word is as good as a chocolate fireguard.My suggestion and/or advice is my own and it is up to you if you follow it, please check the advice given before acting on it.0 -
And it confused me too, have you moved in?My suggestion and/or advice is my own and it is up to you if you follow it, please check the advice given before acting on it.0
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