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Hi all,
I have only just found this great forum !
I have currently £18000 of most of which have gone to debt collection agencies.
I have contacted most of them ( 8 in total !!! ) regarding some form of payment plan.
I have around £1200 to use a month to pay this debt off.

Is it best for me to use all this money to pay off the debtors ?
OR
Use part of that money to pay off the debtors and save the rest to pay off if they offer a good settlement figure ?

Regards,

Snippy xXx

Comments

  • skintchick
    skintchick Posts: 15,114 Forumite
    Debt-free and Proud!
    Can you give us figures? What are your payment plans?
    :cool: DFW Nerd Club member 023...DFD 9.2.2007 :cool:
    :heartpuls married 21 6 08 :A Angel babies' birth dates 3.10.08 * 4.3.11 * 11.11.11 * 17.3.12 * 2.7.12 :heart2: My live baby's birth date 22 7 09 :heart2: I'm due another baby at the end of July 2014! :j
  • Conor_3
    Conor_3 Posts: 6,944 Forumite
    You can't negociate a settlement with the debt collection agencies so don't bother. Negociate a full settlement with the companies that you owe who aren't yet with the debt collection agencies. Pay them off then use the whole lot to pay off the debt collection agencies.
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