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CCA - can anyone tell me what it means?
2009_is_my_year
Posts: 28 Forumite
Hi all
Right total blond moment here - basically I want to find out if my debts have everything they need to have in terms of CCA (is that Consumer Credit Act?)
I think I understand it to be;
Loans/ Credit agreements taken out prior to 2002 have to have certain things in the agreement is that right? Also my googling has brought up some other queries regarding DCAs and what they need to have to enforce the debts?
I am trying to get my head around all of the rules so I am prepared not trying to shirk any responsibilities at all btw just trying to make sense of my finances.
So can anyone tell me how it works or point me to the direction of the information please?
Many thanks in advance
Right total blond moment here - basically I want to find out if my debts have everything they need to have in terms of CCA (is that Consumer Credit Act?)
I think I understand it to be;
Loans/ Credit agreements taken out prior to 2002 have to have certain things in the agreement is that right? Also my googling has brought up some other queries regarding DCAs and what they need to have to enforce the debts?
I am trying to get my head around all of the rules so I am prepared not trying to shirk any responsibilities at all btw just trying to make sense of my finances.
So can anyone tell me how it works or point me to the direction of the information please?
Many thanks in advance
'Feel the fear and do it anyway'
DMP - Payplan start date 1/12/08
Nov 2008 - Debt £43,000 :eek:
DMP - Payplan start date 1/12/08
Nov 2008 - Debt £43,000 :eek:
0
Comments
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There are a few threads on here about CCA requests, I know stapeley has one running that might have a fair bit in itPROUD TO BE DEALING WITH MY DEBT NERD #869
DFD 5/1/16Numpty,Not sure why but I'm crying
. Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & 
for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
xx0 -
Google National Debtline, they have template letters to download too.
:D stay wonky :D
....one-way ticket to Portugal booked !0 -
thank you - I have been googling for hours and within 10 mins on here I get my answers - doh thanks guys. As I say I dont want to get out of paying anything just understand a little more'Feel the fear and do it anyway'
DMP - Payplan start date 1/12/08
Nov 2008 - Debt £43,000 :eek:0
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