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A start of things to come

Hi i am writing a diary asking for help, i have been such a fool and realise this but i am going to stand up and be counted i need the support of friends i need advice and suggestions, tips believe me i know i have a future, but i know i am going to have to leave things from the past behind so i can move on.

shamefully i do have to admit i am on a debt management programe plan with "cap" christians against poverty which i finish january 2009 but i have abused them and sorry i have, as now i have extra debt now and feel guilty of this. My problem revolves around a few things, to start my girlfriend does not understand my plight she criticises me when i do overtime and says that i am not spending time with her but she seems happy when i am taking her for meals out or going to my friends house
she does pay half for things but i am not in the position for social nights out all of the time, so how can i keep her happy.

my daughter bless her who is five from my previous relationship in the past i have tried to make up for lost time that i have had away from her i take her to cinemas mc donalds swimming play areas diffrerent toys but i am struggling now i cramp a weeks worth of parenting into 24 hours. i keep saying to my self its not the material things that matter i do know my daughter is spoilt rotten by me but the key is Love this matters most, its something i am going to have to learn its so hard been a parent. so what i feel i will do now is have a cuppa gather my thoughts grab a piece of paper and write my statement of affairs
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Comments

  • Bismarck
    Bismarck Posts: 2,598 Forumite
    welcome aboard...being a parent isn't easy when its all going well!
    For what I've done...I start again...And whatever pain may come ...Today this ends... I'm forgiving what I've done -AF since June 2007
  • halight
    halight Posts: 3,629 Forumite
    Part of the Furniture Combo Breaker
    Hi,
    Welcome to the forum
    :jYou can have everything you wont in lfe, If you only help enough other people to get what they wont.:j
  • Janey51
    Janey51 Posts: 1,195 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi NORTHEASTDFW. What a heartfelt first post. You are obviously not having things easy at the moment.
    Don't feel ashamed about being in debt again. A lot of us have been through the same thing.
    There are other free debt management companies who can help you get out of debt again.
    And everyone will help you with your SOA when you are ready to post it.
  • Thanks to all that have replied so far i am grateful i promise i will post more details soon
  • The first part of my debt journey today i have gone and bought a note book so i can document what i spend this for me is vital, half of the time i dont even know where my money goes. Today i have got a huge pot and what my plan is is to put money in 20p and under and leave it for a year so hopefully by next year i will have a nice pot of money. I have felt that i have had to explain to my partner once again my plight i need her to understand it will not be forever my journey, so i do hope she will understand if she doesnt well i think we may have to go our seperate ways and believe me i dont want that I also want to talk to my friends what my situation is these guys mean a lot to me and i am sure they will back me and support me and not question any thing i do around them. My state of affairs i am going to post soon i am still sorting paperwork out and i do feel ashamed about publishing but i am going to. so in the next few days i am going to do the following:

    I am going to declutter the car and make sure the tires are at the correct pressure.

    I am going to look for a job closer to home i am travelling 45 miles a day all round trip it is possible for work closer to home i am a care assistant believe me there is plenty of work in this field so i should not have any problems.

    Starting to think of things i can sell.

    Document any expenditure that i have, How many non spending days can i have!.

    And the most important of all post my state of affairs
  • Janey51
    Janey51 Posts: 1,195 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good start NORTHEASTDFW.

    You'll be amazed how your life will have changed by this time next year.
  • Well it has been a good day for me i have had my first ever Nsd i am dead chuffed
  • beanielou
    beanielou Posts: 99,303 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Welcome & great news on your first NSD.
    Look forward to reading your posts.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • What a great start to the day i have had, today i have found out that its my daughter school play i have phoned the school and they have said i am allowed to go 50 p for a ticket wow it doesnt mean i am going to have my second NSD in a row but a lifetime of priceless memories cant wait to see my daughters face at 1:30

    Also i have started my search on the job front i have come up trumps i have found a job advertised 50p more an hour and only 7.5 miles away from my home if i was to get it this will save me 38 miles a day (how cool is that) i have noticed today that at my petrol station the petrol is down to 87.9 aswell

    i really am starting to think that everything is gonna be fine in 2009!!
  • Have a great time tonight - your daughter will be so happy that you can go. Also feel good about about that 50p as it will probably go towards something great for the school children!

    There is loads of carework available so with experience I am sure you will find something closer (and if it's better paid then all the better!)
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