On my way to becoming debt free :-)

loubie_lou

Today was the day I have FINALLY did something and started throwing money at my debts.

It was my first proper payday of my brand new well paid job and I've now got the disposable income to pay of more than the minimum payment required for my bills.

I had my lightbulb moment some six months ago when I saw Martin on this morning and he recommended MSE but being lazy and not having hardly any money I wasn't really in a position but just to barely live!

But thanks to some great advice and lovely people on here I'm hoping to banish 12K worth of debt in about three years.....

My advice to anyone reading these posts who are in debt like me and are not doing anything about it......Get your head out of the sand!!!! Confront your problems because trying to get more debt to combine your old debts just won't work trust me I know! You may also seriously need to think more about your spending too.....do you really need that magazine or top which you will probably only wear once. I'm starting to do that now, it is hard buts somethings gotta give....!

Thanks for reading this. I feel good for writing it......

LL

ms_london

Well done!!!!

Keep us posted on how you're getting on.

Ms_L xx

Tondella

well done, really glad you're feeling good about it! I'm off to update my signature with my new, lower, debt amount!

James240

keep going loubie as im in roughly the same posistion as u, and it will be worth it when we get to our debt free date :j :T

loubie_lou

Thanks guys....Some of you have really inspirational stories on how you became debt free!!

All part of a new year and new me! (Oh and a special thanks to my ex who dumped me by text ;-), he gets a special thanks for doing me a really massive favour and partly for making me think i need to get out of this debt hell whole!)

file_wizzard

loubie_lou wrote:

Thanks guys....Some of you have really inspirational stories on how you became debt free!!

All part of a new year and new me! (Oh and a special thanks to my ex who dumped me by text ;-), he gets a special thanks for doing me a really massive favour and partly for making me think i need to get out of this debt hell whole!)

Should cut the phone bill down!, all helps !

southernscouser

loubie_lou wrote:

Thanks guys....Some of you have really inspirational stories on how you became debt free!!

All part of a new year and new me! (Oh and a special thanks to my ex who dumped me by text ;-), he gets a special thanks for doing me a really massive favour and partly for making me think i need to get out of this debt hell whole!)

Did you hear that Jamesy? Another fine single young lady! :rotfl:

Well done LL and keep up the good work! :T :j :beer:

loubie_lou

This forum is becoming a right dating site isn't it!! Anyway thanks...I hope everyone else can start on thier debt this year like me....!

Kevicho

loubie_lou wrote:

This forum is becoming a right dating site isn't it!! Anyway thanks...I hope everyone else can start on thier debt this year like me....!

Might as well all be skint together

Seriously though good luck, im 2 months in to paying my debts off and its not easy at times, especially recently when ive been moved over to monthly pay (oh well at least i get a payrise) so i havent made my usuall payments, still coming on here takes my mind off that and gives me back motivation to finally get out of this mess

in*the*red_6

Hi Loubie
Maybe you should do a signature so you can see your debt going down??
ITR

loubie_lou

Hi in*the*red! How would i do that....i'm not sure how all that side works!

Thanks
LL