Hi - Am New & Nervous!

ONEILL113 · 10 January 2006 at 9:34PM

i know exactly how you are feeling, the advise you get from this website is brilliant i have only just joined and i had real bad debt problems basically i can not get anything, i was advised and would advise you if you need it that natwest are very understanding and will give most people a bank account. well lats put it this way if they will give me an account they will you.

Good luck, but stay away from barclys and halifax thats who got me into trouble, all they are interested in is your money and nothing else.

bumblebee_3 · 15 January 2006 at 9:15PM

Hi guys, just a wee update.

Have applied for a weekend job at sky to help supplement my income. I used to work there four years ago and left on good terms so fingers crossed! Feel much more positive now. It is going to be difficult to juggle work, college etc but needs must, at least i will feel like I am doing something rather than moaning about it.

Thanks for all your support this week.

davek1 · 15 January 2006 at 9:22PM

natwest gave me and the wife an account and we owe over 41k. now being sorted with help of payplan

bumblebee_3 · 15 January 2006 at 9:26PM

Davek1,

what do you think of payplan - do you think they would be able to help me?

I heard their debt management plans are good? The only thing that worries me is that you are left with nothing at the end of the month to live on - or am I have a major misconception.

davek1 · 15 January 2006 at 9:28PM

bumblebee

dont worry bout it i thought that too and it simply is not the case give them a call see what they say they are really helpfula nd nice. ive not felt this relaxed about things in ages and i only sorted it on friday

bumblebee_3 · 15 January 2006 at 9:39PM

Have phoned and left a message for an advisor (even the lady who took the message was nice). Hopefully will hear from them tomorrow evening.

Glad to hear you are feeling more relaxed, bet you have had a great nights sleeps this weekend - hopefully I will be the same tomorrow night1

davek1 · 15 January 2006 at 9:57PM

you certainly will. that i can promise you. my debt is 41k and they couldnt have been nicer. let me know how it goes. they will want all your financial details so try to have any paperwork to hand. good luck

bumblebee_3 · 15 January 2006 at 10:09PM

Thanks, am digging out the details the now for them, have been trying to sort this myself for months but sometimes helps to speak to someone who knows more about it and can help. Will def let you know how it goes, thanks for you support.

janb5 · 15 January 2006 at 10:25PM

Hi bumblebee- you might find a site online which can give you cheaper quotes for your car such as confused. com and elephant.com. I also found that it was worth doublechecking on the insurers own site to get an even cheaper quote. Mine was reduced by about £100. Even if it is not yet up for renewal you could always look to see if it would be cheaper. Good luck- it sounds as tho` you have done a lot already!

bumblebee_3 · 15 January 2006 at 10:34PM

Thanks Jan got my quote from confused.com last year but am always looking for other websites so will have a look on elephant too! We will get there eh?