dca threatening letter

fermi

jessy1 wrote: »

the dca is Red and the original debt for a loan from a leading high street bank taken out in 2002/3. I did make small repayments though up to late 2007 after freezing the interest.

Definitely request the CCA.

Link: Factsheet | Getting a copy of your credit agreement, account details and a statement of account.

Recorded delivery and print your name, don't sign.

Red/Lowells are notorious for trying to collect on unenforceable debts.

fermi

KIM2801 wrote: »

Many DCA's serve Stat Demand knowing that not all cases will be followed through to bankruptcy. They will select cases where they know there are assets that would become available to repay unsecured creditors to ensure they are compliant with OFT guidelines.

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PRICELESS.

stapeley

I agree with fermi ,get a CCA request in as soon as possible ,also ask for a notice of assignment .