Turned down for a coop savings account.

norby789

Hi Everyone,
I thought I would try and get a coop savings account, I know I have read on here that you cant but i thought I would be clever:mad: !!!!!!
Does anybody know where we can get a savings account?

Thanks

Phil

hannah9000

I'm going to get my parents to open an account and I'll put money in there for savings until I can open my own account....just an idea.

Waspeze

I got one at Chelsea building society.. went in and they were very friendly and opened it straight away and gave me my book.

Have a huge £50 savings in there at the moment

everywhere else I tried said yes but when they tried their system said no!

norby789

I really do not understand the coop, I bank with them and am not asking for any credit facilities. Very strange!!!!

Waspeze

norby789 wrote: »

I really do not understand the coop, I bank with them and am not asking for any credit facilities. Very strange!!!!

It's not just them .. most places credit check for a savings account .. I know it's strange but I guess they don't like to see bankrupts with savings :cool:

A lot of the expenses allowed on an SoA are yearly expenses so really does make sense to save (and earn interest) for when they are due.

norby789

Do things change when you are discharged? There must be some sort of "human rights" issue here. Surely we are allowed to rebuild our lives and save for the future. Or am I wrong?

Phil

Waspeze

It takes a bit of time but yes, things do change (not that i'd know.. no ED for me )

I know discharged BR's have been able to get savings accounts on production of there discharge letter.

justme123_3

Hi There Barclays bank will open a savings account for you whilst bankrupt hope this helps

Sunny_Bear

Ive just opened an additional cash minder coop account and will use that for my savings, I know I'll get no iterest on it but it was easy and I can swap monmey between the account really easily!