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Base rate cuts helping you become MF?
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continualdiamond wrote: »Im in the fixed rate club as well. I have 3 years left on a 5 year deal at 6%.
But im not bothered at all because OH and i were first time buyers 2 years ago and we went for security with matching as close as possible our monthly payment to what we were paying in rent.
Im greatful we did as OH was outta work this year for 6mths and knowing our mortgage payment wasn't going to change was a huge help. It was one less thing to worry about.
Having an affordable monthly repayment is what it's all about in an uncertain world.
However I spent 4 years on an SVR before someone told me all about remortgaging. Four 4 hours work I saved about £3,000 for the next three.
(Just read your story about the plasma screen TV. WOW!)Target acheived: _party_ Mortgage offset in June 2012!_party_Mortgage = -£98Endowment = £0Investments = £40,247[STRIKE]Deficit[/STRIKE] / Surplus = £40,149(at 22/09/2017)"Don't spend then save, save then spend!"0
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