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Template letter - where can I find?

Can anyone point me in the right direction and tell me where on the MSE website I can find the template letters? I particularly need one that relates to offering a set amount amount each month to pay off a long standing debt (a loan originally taken out in 2004). Thanks.
It's wouldn't have not wouldn't of, shouldn't have not shouldn't of and couldn't have not couldn't of. Geddit?
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