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how far in advance can i sign up to new mortgage lender?

cc1_3
cc1_3 Posts: 33 Forumite
in Mortgages & endowments
my current discount rate expires in the middle of april so i was wondering when the best time would be to start looking at a switch.

cheers

Comments

  • cattie
    cattie Posts: 8,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    As a lot of the offers from high street lenders can be short term, it isn't worth trying to arrange anything definite till about 6 weeks before your current deal ends.

    In between now & April different offers may come & go, so probably best to work out who may possibly offer the best deal for when the time comes, but keep checking each month to see if things have changed.
    The bigger the bargain, the better I feel.

    I should mention that there's only one of me, don't confuse me with others of the same name.
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    I would suggest looking now and checking with each scheme if there is a date by which you would have to complete the re-mortgage.

    There are some lenders that are tweaking their fixed rates downwards
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • cc1_3
    cc1_3 Posts: 33 Forumite
    cheers for the help
This discussion has been closed.
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