Help

tangerine_2

davek1

I had my first chat with Payplan last night and they were lovely. There was no judgement and they simply wanted a few details. I have got my BIG chat with them next Thursday and both hubby and I think IVA is our way as well. I wasn't looking forward to it either but they really are not that bad!

bank_of_slate

You are both taking control and I know first hand what a difficult step that is as you feel like there will never be any end to it.

Just remember that Payplan will have dealt with thousands of cases just like and even worse than yours.

As long as you have worked out an honest and reasonable budget then try not to worry.
As long as you don't over commit yourself and can make the agreed regular payments then what else can you do?
(selling your body down the docks is not advisable!)
Keep going guys, you're on the right road, keep posting to give & recieve the support, advice and understanding that you deserve!!!
...Linda xx

davek1

selling my body would probably mean being in even more debt, i'd have to pay them to take it!!!!

Thanks for the support though guys will keep you posted.