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Any help greatly appreciated!!!!

2

Comments

  • dunstonh
    dunstonh Posts: 120,309 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Its got to be a wind up post.

    1 - new login, 1st post
    2 - wants a buy to let in this market
    3 - has virtually no income and is reliant on benefits
    4 - no mention of capital being put down.

    Someone is having a joke.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • uzubairu
    uzubairu Posts: 1,209 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    dunstonh wrote: »
    Its got to be a wind up post.

    1 - new login, 1st post
    2 - wants a buy to let in this market
    3 - has virtually no income and is reliant on benefits
    4 - no mention of capital being put down.

    Someone is having a joke.

    That's what I thought.
  • riapr
    riapr Posts: 14 Forumite
    Dear Fatpig

    Thx for your reply. to clarify my situation I am a single mother who is trying her very best to create an income (just to survive that is) for myself and my child. In order to do that I work every hour I possibly can whilst spending as little as possible on day care whilst I work - this is an extremely hard balance to make. This means I am slightly limited as to jobs I can take. I am as a trade product manager and am trying to fulfill that role but this is impossible as I do not have the time nor the money (childcare) to work full time hours. (also taking into account that I hate my child having to go to nursery everyday so I can go out to earn money). I deserve the tax credits payments I get, in order to enable me to work as much as possible. I have another option in my life which would be to claim income support, have a council house provided for me and turn to a life of drink and drugs - but I prefer not to do this as I would ultimately like to be self sufficient and not have to claim any support from the gvrnmnt. To get a BTL house is a way of maybe creating extra income so that in the long term I do not need any help from the gvrnmnt at all. I would like to think that I am one of the minority who does get off their !!!! to help themselves (and their children) and would really just like some advice in doing so. A BTL could possibly provide me with an investment for myself and my child for the future. Make sense????
  • riapr
    riapr Posts: 14 Forumite
    geoffky wrote: »
    20k on tax credits ? you are joking??? i hope not...
    Thx for your reply. to clarify my situation I am a single mother who is trying her very best to create an income (just to survive that is) for myself and my child. In order to do that I work every hour I possibly can whilst spending as little as possible on day care whilst I work - this is an extremely hard balance to make. This means I am slightly limited as to jobs I can take. I am as a trade product manager and am trying to fulfill that role but this is impossible as I do not have the time nor the money (childcare) to work full time hours. (also taking into account that I hate my child having to go to nursery everyday so I can go out to earn money). I deserve the tax credits payments I get, in order to enable me to work as much as possible. I have another option in my life which would be to claim income support, have a council house provided for me and turn to a life of drink and drugs - but I prefer not to do this as I would ultimately like to be self sufficient and not have to claim any support from the gvrnmnt. To get a BTL house is a way of maybe creating extra income so that in the long term I do not need any help from the gvrnmnt at all. I would like to think that I am one of the minority who does get off their !!!! to help themselves (and their children) and would really just like some advice in doing so. A BTL could possibly provide me with an investment for myself and my child for the future. Make sense????
  • riapr
    riapr Posts: 14 Forumite
    kai666 wrote: »
    I really hope they don't. Or else there is no justice in this world
    Thx for your reply. to clarify my situation I am a single mother who is trying her very best to create an income (just to survive that is) for myself and my child. In order to do that I work every hour I possibly can whilst spending as little as possible on day care whilst I work - this is an extremely hard balance to make. This means I am slightly limited as to jobs I can take. I am as a trade product manager and am trying to fulfill that role but this is impossible as I do not have the time nor the money (childcare) to work full time hours. (also taking into account that I hate my child having to go to nursery everyday so I can go out to earn money). I deserve the tax credits payments I get, in order to enable me to work as much as possible. I have another option in my life which would be to claim income support, have a council house provided for me and turn to a life of drink and drugs - but I prefer not to do this as I would ultimately like to be self sufficient and not have to claim any support from the gvrnmnt. To get a BTL house is a way of maybe creating extra income so that in the long term I do not need any help from the gvrnmnt at all. I would like to think that I am one of the minority who does get off their !!!! to help themselves (and their children) and would really just like some advice in doing so. A BTL could possibly provide me with an investment for myself and my child for the future. Make sense????
  • riapr
    riapr Posts: 14 Forumite
    dunstonh wrote: »
    Its got to be a wind up post.

    1 - new login, 1st post
    2 - wants a buy to let in this market
    3 - has virtually no income and is reliant on benefits
    4 - no mention of capital being put down.

    Someone is having a joke.
    thx for your really unuseful advice without even finding out the facts. IFAs.....
  • riapr
    riapr Posts: 14 Forumite
    IT_nerd wrote: »
    .....*sigh*

    I hate this country so much.
    You earn more than me by not earning.
    Not earning??? what do you mean?
  • riapr
    riapr Posts: 14 Forumite
    silvercar wrote: »
    Please tell me people don't get £20,000+ in tax credits.
    who said I get £20k in tax credits?
  • riapr
    riapr Posts: 14 Forumite
    geoffky wrote: »
    20k on tax credits ? you are joking??? i hope not...
    who said anything about £20k on tax credits?
  • riapr
    riapr Posts: 14 Forumite
    IT_nerd wrote: »
    .....*sigh*

    I hate this country so much.
    You earn more than me by not earning.
    I'm trying to earn for 2 (myself and my daughter) - do you have children?
This discussion has been closed.
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