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Aktiv Kapital - Help please!
darren.reading
Posts: 14 Forumite
Hi there.
I have an amount due to GE from a previous consumer credit agreement for a television purchase.
This is in dispute with GE. Long story, but effectively TV was purchased, credit applied for an accepted, no agreement setup, subsequently IVA entered into and then credit account setup with GE 9 months later. I have contacted GE with regards to this and contacted my insolvency practitioner asking for this to be retrospectively added to the IVA. GE have refused to comment and have just sent me out standard responses to my letters saying that no agreement can be reached until I telephone them, which I have refrained from doing and just answered their letters with a letter of my own, continuing the viscious circle!
I have today received a letter from Aktiv Kapital saying that they have purchased the debt from GE and that I am to pay them only, cancel any agreement with GE and to contact only them.
So I have a couple of questions.
1. Are Aktiv Kapital allowed to purchase a disputed debt (assuming mine is considered disputed as per above)?
2. Should I send a letter to Aktiv Kapital effectively CCA'ing them, or explaining the situation to them and asking why they have purchased a disputed debt?
Your help is much appreciated.
Many thanks.
I have an amount due to GE from a previous consumer credit agreement for a television purchase.
This is in dispute with GE. Long story, but effectively TV was purchased, credit applied for an accepted, no agreement setup, subsequently IVA entered into and then credit account setup with GE 9 months later. I have contacted GE with regards to this and contacted my insolvency practitioner asking for this to be retrospectively added to the IVA. GE have refused to comment and have just sent me out standard responses to my letters saying that no agreement can be reached until I telephone them, which I have refrained from doing and just answered their letters with a letter of my own, continuing the viscious circle!
I have today received a letter from Aktiv Kapital saying that they have purchased the debt from GE and that I am to pay them only, cancel any agreement with GE and to contact only them.
So I have a couple of questions.
1. Are Aktiv Kapital allowed to purchase a disputed debt (assuming mine is considered disputed as per above)?
2. Should I send a letter to Aktiv Kapital effectively CCA'ing them, or explaining the situation to them and asking why they have purchased a disputed debt?
Your help is much appreciated.
Many thanks.
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