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Apex Credit Management HELP

My partner last year (before we were together) started a home learning course anyway cutting a long story short the debt has been passed to Apex Credit Management, he has been paying a fixed sum for 3 months via direct debit but has had a phone call from Apex asking can you pay off the debt today he replied No so they reduced debt by £125 which he still could not pay so the guy told him we want a financial statement from you within 7 days otherwise we will take this to court. Also if you do a financial statement we will want another one in 3 months also he said we will send you a rejection of offer letter!!!!!.

Help please do i have to keep doing these statements and what should my next port of call be.

Comments

  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    From what i understand yes they can ask for a finical statement, statement of affairs as it is more commonly known as
    You can use this
    http://www.makesenseofcards.com/soacalc.html

    I'm on a DMP with CCCS and have a reveiw every three months which involves doing an SOA
    You could always use there Debt Remedy or give them a call
    http://www.cccs.co.uk/
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • pinkjaney
    pinkjaney Posts: 203 Forumite
    i thought if you were already paying every month the payment agreed carried on until the debt ended. A review after 1 year is reasonable but after 3 months........
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