We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Help: Advice plz, paid with debit card but no money in account!!
FLY_GUY_2
Posts: 25 Forumite
Hi,
I made a purchase for £400 with my debit card. The retailer hadn't taken the money from my account yet however, an emergency came up where i had to withdraw the £500 I had in my account, leaving a £0 balance.
What will happen when the retailer tries to take the money in the next couple days? My overdraft limit is only £50.
Will my bank still allow the retailer to take the £400 leaving me in debt of £350 beyond my £50 agreed overdraft?
Or will the refuse payment and the retailer will insist for another payment before delivering my goods?
Any light or wisdom on this will help..
Thanks
I made a purchase for £400 with my debit card. The retailer hadn't taken the money from my account yet however, an emergency came up where i had to withdraw the £500 I had in my account, leaving a £0 balance.
What will happen when the retailer tries to take the money in the next couple days? My overdraft limit is only £50.
Will my bank still allow the retailer to take the £400 leaving me in debt of £350 beyond my £50 agreed overdraft?
Or will the refuse payment and the retailer will insist for another payment before delivering my goods?
Any light or wisdom on this will help..
Thanks
0
Comments
-
If you want to test the depth of the water .........don't use both feet !0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.6K Banking & Borrowing
- 253.8K Reduce Debt & Boost Income
- 454.5K Spending & Discounts
- 245.7K Work, Benefits & Business
- 601.6K Mortgages, Homes & Bills
- 177.7K Life & Family
- 259.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards