Sunday 30/11/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D



Today I will:

• check online banking done
• move some spare cash to savings done
• make a loaf in breadmaker done
• storecupboard lunch and tea using up veggies from fridge
• clear out car for service tomorrow
• swim and jacuzzi to use gym membership - just come back
• clean flat with stardrops and microfibre cloths
• try not to use car - nope had to take DD to stables
• no spend day

Good morning guys, just arrived back from gym had a lovely swim and jacuzzi now have to get stuck in with jobs for today, but not till Oh has made us bacon butties:D
Hope you all have good day. Fayjmck missed you yesterday - hope everything is okay up in Orkney:D

Catch you all later:D

ElizabethJH

Hey just got up and am putting off finishing off the tidying!!

Today isn't going to be a very DFW day I have to say it's my Dad's birthday and I'm taking him out to treat him so I'll just do:

*£1 to CC
*Daily Clicks
*Homemaking birthday cake with ingredients I already have
*Making Roast dinner instead of paying for food at the comedy club
*Mom bringing carrots, brocolli and sprout hehe (She works in Morissons and gets the bargains for me )

That's about it - I'm feeling a bit queasey this morning hope it goes :S

urg123

Good morning Sophiesmum and everyone else who follows.

I've been up super early but have been lazy. Going to get up soon and get onto my list.

• Bake a loaf of bread – done
• Washing and airer dry – first load on
• Have a NSD - first of the month - done
• Tackle the mountain of ironing - finally done
• Cleaning (bathroom, kitchen)
• Tidy and vacuum the living room
• Try to deal with a pile of stuff in the bedroom
• Wrap presents
• Try to catch up with emails and stuff from work (if I have time)
• Batch cook pasta sauce to use up veges
• Clean fridge
• Make payments and Update budget
• Sew button back on cardigans - done (some of these had been waiting for months! One since last year).
• Filing
• Use free minutes to catch up with friends
• Parcel up clothes for dry cleaners
• Register bank cards
• Clear out medicine drawer.

The next week's going to be busy as OH's sis is getting married. The wedding present we wanted to get has sold out so am going to have to do some mad chasing this week!

HOpe everyone has a good day - will catch up with everyone later.

URG x x

Update: Not managed to achieve as much as I wanted. Going to do some thing that means sitting for a while. My back is sore after all of that ironing.

Pippilongstocking

Morning SM
Hi there
Ta for the hello - yeah all fine, massive day yesterday moving so many leaves that I think we have all the leaves in Orkney in our garden.......

Read the thread late, sounds like everyone is being really productive.

Today then: ahem - excuse the huge list, Andan's away - and I didn't post yesterday......he he he

Laundry hokey cokey - probably about 7-8 times (beds to do)
CHeck bank and sort out egg log in cos I have somehow locked myself out of it
Tea to sort out - probably hunt down a chicken (non native probably tesco...)
Invoice for lodger
Kick nice pal out of lodgers room, put her in DD room and then do lodgers room
Ask a nice DS if he wants to hoover today for pocket money
DD to netball, hoping her lovely pals mum will do it for me in exchange for some eggs.......
Muffins/cake to make
Tea planner to do
Coal to order - ran out and paid too much at the local garage for some grr grr grr
Book train from ed to york - booked hotel and flights through quidco - woo hoo
Registered bank account with quidco, check that's all ok
Look at iphones (i know i know but I just WANT one - and I dont want much other than a cease to global warming and of course world peace)
Towels to sort out
Report to write
In inverness on Tues so see the programme and see if there's an opportunity to have lunch with a chum.

Will of course add more throughout the day, writing up need hand report in on 8th arghghghghggh

Pippilongstocking

ps high to others, elizabeth you are doing loads, look at your list again!!
Hi Urg! xx

ps I was second, but you guys pipped me to the post!!

Miss_Piggy_2

Good morning all!!

Quiet on here this morning....all you lucky people must be having nice Sunday lay-ins!

Off to my Mums today - she and Dad have gone to the Good Food Show at the NEC so we are on dog-sitting/walking duties. Lovely seeing as its raining. Just what I love to do...walk two reluctant greyhounds round some muddy fields!:rotfl:

So my DFW list will prob be a bit small today:

* About 4 lots of washing at 30'c
* Drying on airer
* At mums most of day so heating off here!
* Check on-line banking
* Enter some comps if I get time

Have good sundays everyone!

Miss P
xx

urg123

Hi Fayjmk and Elizabeth JH

Fayjmk: I beg to differ - I've been waiting for the page since 7am - then elizabeth beat me to it!!!!!! Look at us - fighting to be second. It reminds me of School's where kids do everything they can to be next to their favourite teacher:rotfl: . What are we like.

Right - I've been very lazy this am. Need to get up and tackle that ironing... It's so cold in my flat - single glazed windows - maybe it'll get better one I get moving. Don't want to leave the warm bed ... don't make me do it!!!!

Have a great day everyone.

URG x

MrsAudus2b

Hello my lovely DFW friends! Hope everyone is well and happy :beer:
I blooming love Sundays, had a lovely lie-in! Then got up to find OH had spent an hour cleaning the kitchen! :j He's in the good books today!

Didn't post yesterday but had quite a good DFW day. Visited my grandad with OH, three hour drive there and three hour drive back. Spent last night chilling out on the sofa so was a NSD and heating was only on at night. Plus OH drove!

On to today...

• Checked online banking - all ok
• Checked quidco and my first ever payment is going through! After the admin fee it will be £19.68 - very pleased, will transfer straight into uni saving fund. I won't have known about Quidco without this site so I am feeling particularly good today!:money:
• Do two loads of washing at 30
• Then airer dry
• Wash dining room and dining room chair covers
• May pop into town with OH for a browse but will leave purse at home
• Have a NSD
• Putting the decorations up this afternoon - will listen to christmas CD whilst doing it and eat hot sausage rolls!:j
• Try and finish wrapping presents - will feel really good to have it all done for the 1/12
• Put advent calanders on wall tonight
• Storecupboard lunch and tea
• Make packed lunch for tomorrow and get work stuff ready

That's about it for me
Take care
xxxx

cassey1

Hi everyone,raining here again.
Today i will/have
-Quick wash,drying on rack.
-checked for surveys.
-done Wii fit.
-make lunch for tomorrow.
-lunch from store cupboard
-tea from meal planne.
-Heating is on,but is going off now as i am going to clean bathroom,will warm me up.
do ironing.
-finish wrapping presents.
-after yesterdays too much spending,will be NSD.
-use up vegs for HM soup and fruit for smoothies.
-make cakes.
-if i have time,enter some comps.
-do some BZZ reports.

I think that will do for now,enjoy your Sunday everyone.
Elizabeth,enjoy your Dads Birthday

skint_chick

today i'm having a dfw attack day as i've been putting off things for a couple of weeks -

-ebay no listing fee day today so i have about 10things to photo and put on
-list other stuff on gumtree
-take the rest of OH's old xbox games to trade in
-several loads of washing
-read yesterday's paper online (it's a LOT cheaper)
-check online banking
-make lunch and dinner from food in cupboard
-spend absolutely NO money today
-go for a big walk in the park with OH

Bagpuss741

Today I have/will

1. Checked online banking Done
2. Set budget for next week Done
3. Paid credit card online Done
4. Try to do some TMA5 but still feel really rough because my cold has now gone on to my chest and it hurts to breathe:eek: Failed I had a bath instead
5. Walk dog locally Done
6. Storecupboard meals Done