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new soa for december
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I couldn't help noticing on a previoue thread you'd spent £22 on a jumper and scarf... wouldn't this count as the treat??
I know that I used to treat myself to feel better, especially if no-one else is, but the feeling of being debt free will be much better and worth it.
My Mom tells me that our generation expects too much - why do we expect treats that we can't afford? That's why so many of us are here in debt.Debt Free since 2012Current Savings £1,400Current Mortgage £143,398.270
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