Blair Oliver & Scott -template letter available?

lordwardrobe

Hi guys,

Another BOS question! I had arrangement with them but income down plus January tax bill due. Sent revised offer letter with cheque for reduced amount, paid in cheque but deny any knowledge of letter! Strange that isn't it!

To get straight to the point I have seen letters on the forum regarding contact with BOS and asking for "a true copy of the original executed consumer credit agreement" between me and them which I guess is something that means I owe them the debt (£16000 loan + CC) rather than the Halifax. I know they are the "debt boys" for the Halifax BUT if I write this letter and they can't provide this paperwork what does it actually mean? Can I stop paying them? Do I have to pay it to the Halifax? Or is this a grey area that means they have shifted ownership of my debt without my approval and therefore I don't have to repay anybody!!!!

I don't deny I owe this money and I just want to be able to pay it back as quickly as possible and at a rate that I can afford not one that BOS bully out of me!

Any ideas and/or letter template details would be wonderful

Many thanks,
LW

lordwardrobe

Just a short "add on" I have found some template letters asking for a "full and true copy of the agrement between me and BOS" etc etc. Has anybody else sent these type of letters? If soi what reponse did they get?

Have today spoken to BOS and explained that my best offer (I didn't mention the letter) would be £50/mth but they refused it saying it would take too long to repay, they suggested £150/mth! being sent income/expenditure forms again to demonstrate this! When I show and prove my max payment is £50/mth do they have to accept it?

Great forums by the way they have all helped a lot!

many thaks,
LW