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New Year..one debt less so far!

Happy New Year All!

Just got off the phone and negotiated my first F&F settlement :beer: :j

Ok wasn't a massive amount...I had been paying if off for a few years!! :o

Moorcroft was handling it, I called up today on a whim and asked since I owed a small amount , £77.59, would the company it was with be interested in a F&F today.

A few clicks later I was offer 25% off...(would be a good amount if I owed loads to them lol) and I thought since I pay £20/mth already I might aswell save £19.59 and accept the offer :D:D

So paid them £58 instead of the usual £20, and now i'm one debt less... a few months early!! :j :j :j :j

I have another account with them and thought it would be worth asking about that on too...that one is more owed £360 (pay £20/mth to that too), but the computer said 'no' :( Apparently Provident don't want me to settle early!! lol Oh well one down a few more to go :)

Just wanted to share as i was pleased with myself lmao!! :beer:

Comments

  • bluezone
    bluezone Posts: 772 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    well done, at least thats one less debt to worry about!
    Keep it up and stay positive ;)
    😁
  • fuzzgun19
    fuzzgun19 Posts: 7,767 Forumite
    Part of the Furniture 1,000 Posts
    That's Great!! Good for you!
    I didnt realist F&F would be even considered on such a small amount.
    Think i'll give that a try myself as one of my debts is around that amount too.
    I Hate Jobsworths!!!
  • Karma67
    Karma67 Posts: 541 Forumite
    Debt-free and Proud!
    thanks both of you :)

    Good luck fuzzgun19...let us know how you get on :)
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