New Year..one debt less so far!

Karma67

Happy New Year All!

Just got off the phone and negotiated my first F&F settlement :beer: :j

Ok wasn't a massive amount...I had been paying if off for a few years!!

Moorcroft was handling it, I called up today on a whim and asked since I owed a small amount , £77.59, would the company it was with be interested in a F&F today.

A few clicks later I was offer 25% off...(would be a good amount if I owed loads to them lol) and I thought since I pay £20/mth already I might aswell save £19.59 and accept the offer

So paid them £58 instead of the usual £20, and now i'm one debt less... a few months early!! :j :j :j :j

I have another account with them and thought it would be worth asking about that on too...that one is more owed £360 (pay £20/mth to that too), but the computer said 'no' Apparently Provident don't want me to settle early!! lol Oh well one down a few more to go

Just wanted to share as i was pleased with myself lmao!! :beer:

bluezone

well done, at least thats one less debt to worry about!
Keep it up and stay positive

fuzzgun19

That's Great!! Good for you!
I didnt realist F&F would be even considered on such a small amount.
Think i'll give that a try myself as one of my debts is around that amount too.

Karma67

thanks both of you

Good luck fuzzgun19...let us know how you get on