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Fed up with DCA's

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Comments

  • Something like this would do, but i would check the spelling, not my strong point:o :p

    You have contacted me regarding the AFOREMENTIONED ACCOUNT, which you claim is owed by myself. As you have already been informed this debt was included in my bankruptcy petion, wich was accepted at XXXXX court on the XX of XXX of XXXX. The legal implacations of attempting to collect a debt included in said bankruptcy is a very serious offence as such I advise you to take this letter very seriously.
    Thats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all …………. :(
  • fatou256
    fatou256 Posts: 1,289 Forumite
    sorry my mistake it should read " you have contacted me previously inthe past regarding my BR details etc.. " sorry i may have mixed up
    BSC number 183
  • fatou256
    fatou256 Posts: 1,289 Forumite
    i forgot to mention i amend quite a bit from the original one sorry i must say this bit of info lol
    BSC number 183
  • fatou256 wrote: »
    i forgot to mention i amend quite a bit from the original one sorry i must say this bit of info lol

    I would have amended it further, but thats just me:p

    Something along the lines of "Final letter before commencement of legal action":D
    Thats it, i am done, Blind-as-a-Bat has left the forum, for good this time, there is no way I can recover this account, as the password was random, and not recorded, and the email used no longer exits, nor can be recovered to recover the account, goodbye all …………. :(
  • LilyBart
    LilyBart Posts: 1,171 Forumite
    Ok, Bat, I'm getting there, I think. No worries, Fatou. Stuff that gets pasted in and out of different documents always ends up being corrupted. It's "implications" with two i's, and I think there ought to be a full stop before "as such", so it reads:

    As you have already been informed, this debt was included in my bankruptcy petition, which was accepted at XXX court on the XX of XXXX, XXXX.

    Then, either:
    The legal implications of attempting to collect a debt that was included in this bankruptcy are very serious.

    Or:
    Attempting to collect a debt that was included in this bankruptcy is a serious offence.

    Then:
    As such, you are advised to take this letter very seriously.

    The rest of it looks good to me as it stands. Well scary!

    Only two 'L's in UNLAWFUL
  • fatou256
    fatou256 Posts: 1,289 Forumite
    your first assumptions lilly bart was right namely " the legal implication ..... are very serious" but says that to shopacheck lol !
    BSC number 183
  • ness455
    ness455 Posts: 28 Forumite
    Thankyou ot the letter template. I will send it off to these DCA this week. Will keep you postd on what happens.

    Take care
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    The original is ---> HERE

    It was put together in a bit of a rush. :o
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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