Capital One

msaquib

Hi All,

My brother had a capital one credit card which had £200 credit limit. Due to late payment charges, debit interest and overlimit charges the debit now stands as £536.

He received a recorded letter today from Equidebt demanding a full payment which he cannot afford.

Is there anything he can do to avoid paying the charges?

Please help.

Thanks
SM

keith_lard

I would offer a low monthly payment which he can afford (£10) per month or if possible ask for a settlement figure would be between 75% - 50% of what they are asking.
But get some advice before offering anything try https://www.cccs.co.uk

K.

stefanielouise

Hi if you look in the credit card section i have just read about theselate payment charges it may help your brother as it says something about breach of contract, im just of to read it again as im in the same situ with capital one

Hope this helps