Doodlehumlucysmum's SOA (its now joint with my partner yay)

doodlehumlucysmum

Hello

After 6 years with my partner we are now doing a joint budget please feel free to pass comments (after previous jkind advice debt at lowest rate we can get but tescos 0% runs out soon so will be changing)

we've been to the bank and set up savings accounts (2 of them are 8% which i thought was good enough)and everything!!! we start this soa 1st dec. :eek:

I know that there are people who may be in a worse situation than us but we are going to have £100 pocket money each a month. we've never stuck a budget and are used to buyig odd £5 things here and there. we done a trial run a few weeks ago and partner spent all his money in the first week bless him.

thanks guys and girls

outgoing
Rent820C Tax178Food250Sky47Elec20Gas20Water18BT20Net18TV Lic12Pet food15Mobile65AA5Travel180insuarance10Eyes50Total1728

Savings
Car/Hol100Christmas35Bdays20Family15Deposit15Total185

outgoing total: 1913

Income2543Outgoings1913Difference630

Spending200Debt allow430

Sarahm/pa/pHSBC1760Tesco7171Amanda 40OD 15HSBC Loan 64Std Loan 0

Matt Cap1 70OD 40HSBC Loan 70Std Loan 0

the things like elec and gas we are paying each month my thery is in the summer we wont spend tha much but will have some in the kitty for more expensive winter bills.

doodlehumlucysmum

sorry the format has gone all funny!

pania

one sec i'll right it

pania

doodlehumlucysmum wrote: »

Hello

After 6 years with my partner we are now doing a joint budget please feel free to pass comments (after previous jkind advice debt at lowest rate we can get but tescos 0% runs out soon so will be changing)

we've been to the bank and set up savings accounts (2 of them are 8% which i thought was good enough)and everything!!! we start this soa 1st dec. :eek:

I know that there are people who may be in a worse situation than us but we are going to have £100 pocket money each a month. we've never stuck a budget and are used to buyig odd £5 things here and there. we done a trial run a few weeks ago and partner spent all his money in the first week bless him.

thanks guys and girls

outgoing
Rent 820
C Tax 178
Food 250
Sky 47
Elec 20
Gas 20
Water 18
BT 20
Internet 18
TV Lic 12
Pet food 15
Mobile 65
AA 5
Travel 180
insurance10
Eyes 50

Total 1728

Savings
Car/Hol 100
Christmas 35
Bdays 20
Family 15
Deposi t15

Total 185

outgoing total: 1913

Income 2543
Outgoings 1913

Difference 630

Spending 200
Debt allow 430

Sarahm/pa/p HSBC1760
Tesco7171
Amanda 40
OD 15
HSBC Loan 64
Std Loan 0

Matt Cap1 70
OD 40
HSBC Loan 70
Std Loan 0

the things like elec and gas we are paying each month my thery is in the summer we wont spend tha much but will have some in the kitty for more expensive winter bills.

hopefully that will be a bit easier on the eye!

doodlehumlucysmum

thanks! theres so many nice people here.

I think it is because i copied it from excel!