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Thank You All!!!
williams_mum
Posts: 11 Forumite
I have received such strength from you all. I just wanted to say thank you to you all. We have stupidly run up c/c debts and overdraft and need to really pull it all back thought I was going to go out of my mind with worry.
We are freelance so no work at the moment and money is tight but should just do it. I have read so much info this week and have done the budget planner. I have reduced outgoings for the telephone and broadband and the buildings and contents insurance (though still want to see if I can get that lower) and have reduced my d/d's to gas and elec by £80.00!!! as am in credit.
I have cried and cried so much and not slept for so long but am exhausted, even thought about crashing the car on the motorway, but I look at my 3 year old and I know that would be such a terrible thing to do. We got ourselves into this mess, we need to get out of it. I feel that I am on that road thanks to everyone on this site. I have read so much information and seen the support for others that it has inspired me to look at the big picture and start the trickle effect. I can't wipe it all away in one foul swoop but by doing what little we can we are reducing it slowly but surely.
As of today 26.11.08 we owe 15,153 on credit cards £7,000 overdraft
Also loan 9.07-9.10 we owe £7,000
Thank you all for your help to others which has helped me so much. I will keep going, softly softly catchee monkee:rudolf:
We are freelance so no work at the moment and money is tight but should just do it. I have read so much info this week and have done the budget planner. I have reduced outgoings for the telephone and broadband and the buildings and contents insurance (though still want to see if I can get that lower) and have reduced my d/d's to gas and elec by £80.00!!! as am in credit.
I have cried and cried so much and not slept for so long but am exhausted, even thought about crashing the car on the motorway, but I look at my 3 year old and I know that would be such a terrible thing to do. We got ourselves into this mess, we need to get out of it. I feel that I am on that road thanks to everyone on this site. I have read so much information and seen the support for others that it has inspired me to look at the big picture and start the trickle effect. I can't wipe it all away in one foul swoop but by doing what little we can we are reducing it slowly but surely.
As of today 26.11.08 we owe 15,153 on credit cards £7,000 overdraft
Also loan 9.07-9.10 we owe £7,000
Thank you all for your help to others which has helped me so much. I will keep going, softly softly catchee monkee:rudolf:
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Comments
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Hi and well done on taking the first steps to get your debts going in the right direction. This site really is a life saver for many people even if they just read and don't post.
Keep going and posting us and let us know how you are getting on.
Naomi x0
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