Is there???

x.xEmmax.x

is there a template letter anywhere that you can send to your creditor asking for details of your remaining balance on a debt?

mattogier

Dear Sir

Ref: xxxxxxx

How much do I Owe you?

Regards

Me

chunkytfg

Failing that cant you ring them?

looktothefuture

Your Address

Date

Dear Sirs
Account/Agreement Number

I am currently experiencing financial difficulties due to (INSERT REASON) and am finding it increasingly difficult to meet my contractual payments.
I am trying to resolve my situation and will contact you very shortly to give you my revised financial statement, with the best payment offer I can give you. I would be extremely grateful if you could let me have the following details, in order for me to begin making my offers to my creditors.

· Balance owing
· Teams of repayment and interest/penalties accruing
· Type of agreement
· Arrears
· Any insurance policies attached to the agreement

I will write to you again as soon as I have received replies from all of my creditors.


Yours faithfully

TYPE NAME HERE!

This is what I wrote to my creditors. Most have been extremely helpful with getting the right information back to me. One in particular, now had my correct home address and sent not only a baillift but also a CCJ! Nice one Havering Council - all for a little library fine!

looktothefuture

Your Address

Date

Dear Sirs,
Account/Agreement Number

You will be aware from my previous letter that I have been experiencing financial difficulties.

I enclose a copy of my current financial statement. I have also enclosed a schedule of all my non-priority debts and the proportionately calculated pro rata offer.

I hope you can accept this offer of £…. Per month, and stop any further interest or charges accruing.


Yours faithfully

TYPE NAME HERE!]

I then followed previous letter up with this one above and enclosed my SOA!

x.xEmmax.x

looktothefuture wrote: »

Your Address

Date

Dear Sirs
Account/Agreement Number

I am currently experiencing financial difficulties due to (INSERT REASON) and am finding it increasingly difficult to meet my contractual payments.
I am trying to resolve my situation and will contact you very shortly to give you my revised financial statement, with the best payment offer I can give you. I would be extremely grateful if you could let me have the following details, in order for me to begin making my offers to my creditors.

· Balance owing
· Teams of repayment and interest/penalties accruing
· Type of agreement
· Arrears
· Any insurance policies attached to the agreement

I will write to you again as soon as I have received replies from all of my creditors.


Yours faithfully

TYPE NAME HERE!

This is what I wrote to my creditors. Most have been extremely helpful with getting the right information back to me. One in particular, now had my correct home address and sent not only a baillift but also a CCJ! Nice one Havering Council - all for a little library fine!

Thank you thats great.