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Cheap loan? I don't think so!

Greatgimp
Greatgimp Posts: 1,055 Forumite
Part of the Furniture 500 Posts Academoney Grad Name Dropper
Anybody want a cheap loan?

This

arrived in my inbox this morning.

:rotfl:

Comments

  • christ! cant believe companies like this in business their APR is eye watering
  • Starbug
    Starbug Posts: 45 Forumite
    The problem is some people without thinking who are in debt will still use them as a quick fix and resultingly get them themselves in even more of a mess :(

    Companies like this are vulchers praying on the poor and not so wise :mad:
  • Greatgimp
    Greatgimp Posts: 1,055 Forumite
    Part of the Furniture 500 Posts Academoney Grad Name Dropper
    Perhaps we're at least one regulation short – a rate like this should be outlawed. If I were in that situation at work (their obvious target audience) I'd see if I could borrow and get a written agreement with a workmate that would make them a tenner and save me a (comparative) fortune!
  • I am not defending them in anyway , but you have to remember they are short term loans , therefore if they charged just a few % it wouldnt cover their costs .

    Long term loans might appear better apr wise , but you should also look at the total amount of interest you will pay , very rarely is it worth borrowing money to buy something
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