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Its time for the December NSD thread!!!

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Comments

  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    5-6
    Well I managed an NSD Monday and today - so doing much better this month....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • littlepinkstars44
    littlepinkstars44 Posts: 2,950 Forumite
    7-8
    my 4th NSD today! yay
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    15-16
    Definately not an NSD for me, have done most of my Christmas shopping today.... got some stuff in London (plus a gift for myself, and dinner at a sushi bar :o ) and then come home and ordered the rest online.... have got a couple more small things to buy, but have spent my presents budget.... but not much more money needed to be spent, so I am quite pleased with myself on the whole :)
    Do need to get a few more NSDs in now though!
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Bowski_1011
    Bowski_1011 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    9-10
    I've spend far too much today :( but... £20 was on getting the door on my washing machine fixed which is brill as I was gonna buy a new one :)
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • Surfbabe
    Surfbabe Posts: 2,284 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    5-6
    Well Tuesday and Wednesday both NSD's !!!! which brings me to 6 I think.
  • MrsPorridge
    MrsPorridge Posts: 2,935 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    7-8
    Had a bit of a spending splurge yesterday with £30 on two skirts (I really did need them)! Spending again today as its a works do. Will try for an nsd tomorrow.
    Debt free and Keeping on Track
  • mickey_mouse
    mickey_mouse Posts: 1,441 Forumite
    Part of the Furniture 1,000 Posts
    15-16
    did spend yesterday as had more xmas pressies to buy but today will be a nsd:D
    £2 savers club 2025 #4
  • Juli
    Juli Posts: 230 Forumite
    Part of the Furniture Combo Breaker
    9-10
    Yesterday was my 4th NSD, and aiming at another one today.
  • slig
    slig Posts: 400 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    7-8
    Day 7 for me yesterday, out of a target of 8! As I shan't be spending any cash on Christmas day I can safely say I've made my target :)

    I've got a busy few weeks coming up, but I should be able to squeeze in a few more before the month is out.
    Debt at LBM (17/10/08) £5727.61 Debt free date 31/08/09
  • laura2481
    laura2481 Posts: 4,305 Forumite
    1,000 Posts Combo Breaker
    15-16
    Day no 6 of 15 for me. Ill again so shan't be leaving the house again. Don't know what's wrong with me- I was fine yesterday. :(

    Still, at least I get another NSD out of it! :)
This discussion has been closed.
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