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Its time for the December NSD thread!!!

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  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    13-14
    Starting today :D - I am a newbie to NSD and altho' it is a tricky month I am aiming for 12 days this month as NSDs.

    I am counting food shopping, petrol but no DD etc. I am counting cash, CC and debit card payments only to not do on NSD. If I can do it this month I can do it next month. Spent money today on food shopping, so here we go for tues/wed/thurs no money to be spent outside of bill/DD payments.

    My big triggers are QVC and supermarkets :o . I AM trying hard :eek: for this month now and this thread will help me focus and keep motivated, many thanks:T
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Bowski_1011
    Bowski_1011 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    9-10
    Hi... Please can I be put down for 9 again. I failed miserably last month, but, like others it was due to lack of planning and pure laziness. I've got my 'MSE' head back on now though so although it's going to be probably the hardest month, I'm gonna give it my best shot!

    I count petrol, grocery shopping and school dinners as spend days at the moment but as of January I'm gonna have a change and really up my targets and then I will count them as NSD's to try and reach my targets.

    It's looking like an NSD for me today but not declaring it till I'm back from picking DD up and in my pj's!

    Good Luck everyone with the challenge!!
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • 7-8
    Looks like today is a nSD - DD is off school with virus hoping she needs no medicine :-) we seem to have a load in
    I feel like i'm getting it - the joy

    I have a habit of putting money aside for things and then paying later ie lottery with my nan - so I going to use the moment I set the money aside as the psending as once its assigned to something I don't save it - I understand it i don't expect anyone else to understand the workings of my mind
  • MrsPorridge
    MrsPorridge Posts: 2,928 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    7-8
    My first nsd of the month today.
    Debt free and Keeping on Track
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    11-12
    I've had my first NSD:j
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    15-16
    List updated, glad to see the challenge is still going strong.

    I spent today and am out tomorrow but should have Weds and Thursday as NSD's.
    Now a SAHM trying to earn some spare pennies each month
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    15-16
    First NSD of the month today :T
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • 7-8
    ooo can i join please?

    I'm going to aim for 8 NSD's, its my first go and that seems like it can be done pretty easily.

    I'm not going to count buying milk/bread, as DD seems to inhale the stuff LOL or normal bills etc

    I've had a NSD today woohoo! 7 more to go!
  • laurenjs88
    laurenjs88 Posts: 1,326 Forumite
    15-16
    Wooo my 1st no spend day!! I brought some stuff of the net yesterday but it wont leave my account for a few days but im going to count the spending days as the time i handed over my card details...

    Woo!!
    Had my amazing little girlie 08/12/2007 - 11 days late! 9lbs 3oz
    My second little girl entered the world 20/03/2010 - 11 days late! 8lbs 4oz
    Sea
    led pot challenge 4 - 332
    Make £11k in 2011 £0/£11000 - 0%
    And lots of other challenges!
  • 15-16
    Wohoooo my first NSD :T OK, I know it's only the first day but I didn't spend any money.

    I've set myself 16NSD's for December but I won't be including essential purchases relating to when I do mystery shopping and have to buy something for the assignment, other than that I'll be sticking to my challenge.

    Good luck everyone.
    I won't buy it if I can make or borrow it instead
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