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Its time for the December NSD thread!!!
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13-14Starting today
- I am a newbie to NSD and altho' it is a tricky month I am aiming for 12 days this month as NSDs.
I am counting food shopping, petrol but no DD etc. I am counting cash, CC and debit card payments only to not do on NSD. If I can do it this month I can do it next month. Spent money today on food shopping, so here we go for tues/wed/thurs no money to be spent outside of bill/DD payments.
My big triggers are QVC and supermarkets. I AM trying hard :eek: for this month now and this thread will help me focus and keep motivated, many thanks:T
final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
9-10Hi... Please can I be put down for 9 again. I failed miserably last month, but, like others it was due to lack of planning and pure laziness. I've got my 'MSE' head back on now though so although it's going to be probably the hardest month, I'm gonna give it my best shot!
I count petrol, grocery shopping and school dinners as spend days at the moment but as of January I'm gonna have a change and really up my targets and then I will count them as NSD's to try and reach my targets.
It's looking like an NSD for me today but not declaring it till I'm back from picking DD up and in my pj's!
Good Luck everyone with the challenge!!Initial Debt July 2020 - £6,772.80
Debt now Jan 2021 - £6,208.21
Overpayment pot - £00 -
7-8Looks like today is a nSD - DD is off school with virus hoping she needs no medicine :-) we seem to have a load in
I feel like i'm getting it - the joy
I have a habit of putting money aside for things and then paying later ie lottery with my nan - so I going to use the moment I set the money aside as the psending as once its assigned to something I don't save it - I understand it i don't expect anyone else to understand the workings of my mind0 -
7-8My first nsd of the month today.Debt free and Keeping on Track0
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11-12I've had my first NSD:jTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0
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15-16List updated, glad to see the challenge is still going strong.
I spent today and am out tomorrow but should have Weds and Thursday as NSD's.Now a SAHM trying to earn some spare pennies each month0 -
15-16First NSD of the month today :TProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
7-8ooo can i join please?
I'm going to aim for 8 NSD's, its my first go and that seems like it can be done pretty easily.
I'm not going to count buying milk/bread, as DD seems to inhale the stuff LOL or normal bills etc
I've had a NSD today woohoo! 7 more to go!0 -
15-16Wooo my 1st no spend day!! I brought some stuff of the net yesterday but it wont leave my account for a few days but im going to count the spending days as the time i handed over my card details...
Woo!!Had my amazing little girlie 08/12/2007 - 11 days late! 9lbs 3oz
My second little girl entered the world 20/03/2010 - 11 days late! 8lbs 4oz
Sealed pot challenge 4 - 332
Make £11k in 2011 £0/£11000 - 0%
And lots of other challenges!
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15-16Wohoooo my first NSD :T OK, I know it's only the first day but I didn't spend any money.
I've set myself 16NSD's for December but I won't be including essential purchases relating to when I do mystery shopping and have to buy something for the assignment, other than that I'll be sticking to my challenge.
Good luck everyone.I won't buy it if I can make or borrow it instead
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