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Advice Please
CreditMonkey
Posts: 134 Forumite
Hello ,
On DMP with CCCS had letter saying 1st review now due as been on DMP for year now. Mrs Credit Monkey a couple of months ago started earning abit more money but we are still struggling on DMP, how much scrutiny do i come under on the review and will it be questioned/ looked into if i say her wage has not changed.
On DMP with CCCS had letter saying 1st review now due as been on DMP for year now. Mrs Credit Monkey a couple of months ago started earning abit more money but we are still struggling on DMP, how much scrutiny do i come under on the review and will it be questioned/ looked into if i say her wage has not changed.
Its time to nut up or shut up......!:laugh:
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Comments
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I'm not sure if they will request prrof of earning so that may not be the best way to do this. Hopefully others that have been on a DMP will be able to comment.
Don't forget that the cost of living has also increased so you should amend the expenses to show this.After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110 -
Hi,
I will be interested to see what response you get from this question, as this has happened to me also, but as George says, the cost of living has increased and we are absorbing that ourselves since beginning our DMP.
June 2010 - 11/56 lbs Weight to lose before May 2011.
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I'm on a DMP with the CCCS and am always completely honest with them about income. I don't think it benefits you to mislead them - if its ever queried it could scupper your DMP.
However, saying that, I have always found them to be very fair with regards to living expenses. If you are struggling under your DMP then you you / they have obviously underestimated on some things. I would review everything and be completely honest.
Good luck
Miss P
xx**Keep Calm and Carry On!**0
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