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Next Directory are credit checking EVERY customer at next.co.uk
next-directory
Posts: 2 Newbie
This is an outrage!
Even if the customer wants to pay by debit card, Next Directory, the fashion retailer at next.co.uk, are credit checking EVERY customer. It's disgusting. One cannot shop there without being credit checked. Talk about abuse of information.
If you fail their credit scoring, you will be given a 'cash account' as they call it and treated like dirt as they only care about customers who pay the 'service charge' which is interest.
They are breaking the law on a number of instances:
1. Next.co.uk do not display the APR % in the application process, it is hidden in the terms and conditions.
2. Next Directory credit check you without your express permission, it is hidden in terms and conditions on http://www.next.co.uk/dir-mail
If you have been credit scored or sent a Directory you MUST contact: http://www.fsa.gov.uk to ensure they are punished accordingly as a licensed credit holder as they are abusing their license.:mad:
Even if the customer wants to pay by debit card, Next Directory, the fashion retailer at next.co.uk, are credit checking EVERY customer. It's disgusting. One cannot shop there without being credit checked. Talk about abuse of information.
If you fail their credit scoring, you will be given a 'cash account' as they call it and treated like dirt as they only care about customers who pay the 'service charge' which is interest.
They are breaking the law on a number of instances:
1. Next.co.uk do not display the APR % in the application process, it is hidden in the terms and conditions.
2. Next Directory credit check you without your express permission, it is hidden in terms and conditions on http://www.next.co.uk/dir-mail
If you have been credit scored or sent a Directory you MUST contact: http://www.fsa.gov.uk to ensure they are punished accordingly as a licensed credit holder as they are abusing their license.:mad:
0
Comments
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I did notice this on my credit check file and was a bit supprised to see it - considering i didnt appply for an account?!
Can I get it removed then?BCT:[strike]£16,500 [/strike] £0 HFC CURRYS: [strike]£520[/strike] £0 HFC PC WORLD: [strike]£800[/strike] £0 ARGOS CARD: [strike]£795[/strike] £0 ADDITIONS DIRECT: [strike]£625[/strike] £0 NATIONWIDE CC: [strike]£1560[/strike] £0 VIRGIN CC: [strike]£1500[/strike] £0 :j0
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