Help Needed or Advice

Billy30_2

In june this year i had a major accident i split from my wife after finding the morgage was not paid for 6 months and was told it was due to be repoessed well since it as and all my creditors are on my back too ive been told it as sold i have other large debts to and can not satisfy all of the no-one wants to agree a plan to move forward i was planning bankrupty but ive just moved in to a new rented home with my new partner and small print says they could terminate our tennency if one or both went bankrupt im looking for some advice on first steps to reduce large debts can anyone help????

10past6

Hello Billy :hello:

Welcome to the forum.

What type of debts are they, personal loans / credit cards / overdrafts / store cards, how old is each debt?

july73

Sorry I'm not going to one to give any direct advice to your problem, as I'm a newbie myself. But What I can say is please don't go down The bankrupt option until you have looked at all other options first. It might surprise you that there are many options to consider first.

I got into bad debt and last week was thinking the same way as you. I looked on here for some answers and was so pleased to find better solutions to my being dept free. Keep looking on this site and I'm sure there will be something that will give you ideas to fight back. Jot anything you find on paper and then look over and see what things you can do. Plus I'm sure someone on here will be able to advise and post.

Just from this site I have a huge weight lifted of my shoulders. There is still things for me to sort out and I'm not 100% sure my plan will fall into place yet, but I can now see some light at the end of the tunnel because I feel more in control of my debt and understand how to deal with it better. Just wanted to send you some support until you get a post of real help.

GOOD LUCK!!