My mum is going to pay my off my debt - I am speechless!

Hermia

I just got a call from my mum today saying she is going to pay my £3500 debt off as a combined Christmas and birthday present. I was so stunned that I can't even remember if I thanked her. She said she is doing it because I have never been in debt before and I got into debt partly because of circumstances and partly because I got very down and started shopping to cheer myself up. She said she doesn't want to see me worrying and paying tons of interest. The conditions were that I continue to live within my means and save as much money as possible every month. She also said that if I get into debt again she won't help (which is fair enough). She is not even rich, but she has some money that was paid out to her when my dad died. I am so stunned that I can't get my head around the fact that I don't own any money. I can still feel the weight on my shoulders.

I am definitely going to keep visiting this forum though and participate in the NSD challenges etc because I need to keep on the straight and narrow.

I hope no one feels I am rubbing their nose in it. I am not gloating, I just feel if I write it down it might sink in.

doodledo_2

Wow what a fantastic mum you have, I'd definately ring her back and thank her just in case you did forget lol.

Staying with the forum is a good idea as you don't want to go back to the position you were in.

Why not visit the savings forum, I haven't been there myself but I bet there is loads of support and advice on what to do with your money now you aren't paying your debts back.

Sharon87

Aren't mums great eh?

I bet you're happy!

I've just borrowed a lot of money from my mum, and as its out of her overdraft I'll stil be paying interest lol.

I would advise you to try and find the best savings account you can and if possible open it through a cashback site like Quidco.

cantcope

Hi,

Please dont feel like youre rubbing peoples noses in it. Although we all want to clear our debts sometimes most of us probably wish for a godsend like that!
My parents cleared my debts but i had to pay them all back, so in effect they saved me from paying all the interest. I made sure i also saved to treat them once it was all paid off.
Maybe this is something you could do for your mum? The best gist you could give her to show how grateful you are is to show her you are on the straight and narrow.
My parents didnt want anything and wouldnt let me take them out for a meal so i got them a digital photo frame and filled a memory card with lots of family pictures. They love it.

Good luck in going forward and be sure to thank your mum and give her a big hug when you next see her.
xx

andan

Congratulations, must be wonderful yet strange all at the same time. I would definitely think of a thoughtful cheap way of thanking your mum. Definitely stay with the boards as there is tons of support and it will help you keep on the straight and narrow if issues crop up.

Enjoy the feeling and get on with the savings!!

Hermia

Thanks for the nice messages everyone. I am in my 30s which is part of the reason why it all feels strange. I am really a bit too old to be bailed out! I have found an out of print DVD on ebay that she has been looking for for ages so I have already put my bid in.

I will definitely stay around here. I do think debt is like any vice in that you can fall off the wagon at any time.

brightonman123

what a great mum! make sure you buy a calendar with money saved, to remind you of her imprtant dates- birthday, mothers day etc..

also i think you better get her something VERY nice, for xmas (MSE style, of course..!)

Rikki

What a lovely Mum. :A

Now you have to make her proud. Stay out of debt, save the money you were paying for your cards and enjoy the great feeling you have.:j

Next time you see her give her the biggest hug. (It the thing my Mum misses the most after my father died.)

McKneff

I'm sure your mum thought that it would be better having some money now when it is of help to you and can do some good rather than later on in your life when she isnt around anymore, when you wont particularly need it.
Mums tend to think that way. Dont forget to give her a big hug when you see her again. Now, the best thing you can do to repay her is not to get into that situation again. Good luck to you and to your mum

savingholmes

Wow I'm really pleased for you.. Good luck with the rest of your journey. Make sure you put realistic steps in place to ensure you don't fall back off the debt wagon!