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Hello! SOA from a newbie...why is it taking so long!?
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Hi boredofbeingathome,
It doesn't stop at the teabgs, I paid 4p for a jar of curry sauce last week! lol.
No, I have not had it looked at yet...I'm worried what they will find! This year alone it has had 4 new tyres, a new cam belt, a new water pump, a new exhaust.....£100's of repairs for a car worth about £200! MOT is due in March...and I think we may have to throw in the towel then.0 -
Hi - just wanted to say hello and welcome! Try the (make) £10 a day challenge - for inspiration and to free up more money for debt repayment and luxuries.... Also the NSD (no spend day challenge). To keep motivated you could also use the "what small DFW things have you done today" thread.
Bye for now...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £3K Net savings after CCs March 26 (but owed £1.1K) so £4.1K
3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260
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