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Full and final from AIC

Hello

Following telephone convos with AIC they have confirmed a verbal offer of F/F of 60% of the debt o/s.

However, is the following sufficient?

neither we, nor our client will pursue you any further with regards to the above account

the rest of the letter relates to the amounts etc.

Should there be anything about no other parties etc?


As an aisde I managed to get the same percentage discount off barclaycard..seems 50/60 of o/s is standard rate at mo

TIA

Comments

  • bumpety bump
  • savingholmes
    savingholmes Posts: 29,089 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Perhaps ask CCCS the question or georgeuk, ras or fenmir - I think they know the answer. You could pm them eg cccs_sarah
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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