Help please

wizzywig27

I received a letter today from a debt collect company in regards to a debt from shop direct financial services. I called up and queried this debt, and he gave me some details.....the account was opened in April 2000 and was marked as default in Feb 2002.

Does this mean this debt is statutory barred? I am going to contact them via letter, but have no idea what to say, can anyone help?

Thanks

insider66

have you had a look through this thread?

http://forums.moneysavingexpert.com/showthread.html?t=1301913

might help.... cheers

wizzywig27

Thanks for that, much appreciated, problem is....I called them

insider66

wizzywig27 wrote: »

Thanks for that, much appreciated, problem is....I called them

Question is... what did you admit? :eek:

wizzywig27

I didnt, I said for the record, and please note this on the records that I believe this debt to be statutory barred and will be contacting you stating this...is that ok?

Ames

It doesn't matter what he admitted, it only counts if it's in writing or if a payment was made.

insider66

i defer to the wiser one Ames.... go for it.... lets hear the facts :T

fatbelly

No acknowledgement of the debt for over six years = statute barred.

It was probably unenfoceable anyway as Littlewoods never used to bother getting the clients' signatures.

Either way,you win. Use the letter from the end of the factsheet.