MacKenzie Hall/Hitachi Nova

insider66

ourfamily wrote: »

thanks !! all seems a little bit clearer now, will see what happens when ive sent this first letter to them. Should i put our address on the 1st (i do not acknowledge any debt to your company) letter? or would this be taken as an admission of the debt?

nothing but their reference number on the first one, the statute barred one is for later....

IF they can come up with a CCA (Consumer Credit Agreement) :T

ourfamily

ok, thats going to be posted tomorrow , all done and in the envelope now! feel so much better knowing you all knew what to do, normally i would of just phoned them and given them information etc, so glad i didn't!

Will this 1st letter be ok sent through the normal post or do i need to send it recorded ?

insider66

ourfamily wrote: »

ok, thats going to be posted tomorrow , all done and in the envelope now! feel so much better knowing you all knew what to do, normally i would of just phoned them and given them information etc, so glad i didn't!

Will this 1st letter be ok sent through the normal post or do i need to send it recorded ?

It costs you £1.09.....

make them get off their !!!!!! and sign for it....

glad you're feeling better...

great people on this site, and a massive amount of knowledge, whatever you come up against.... :j

wizzywig27

stapeley wrote: »

This debt is more than likely to be statue barred . So at this stage just write back using their referance number , do not confirm anything . State that you do not acknowledge and debt to their company . Do not even put you name . Suggest they contact their clients to check they have correct details . If they do come back with details , then hit them with the statue barred letter .

Does anyone know where I can get a rough copy of this letter?

Thanks

insider66

wizzywig27 wrote: »

Does anyone know where I can get a rough copy of this letter?

Thanks

which letter wizzy?

the statute barred is in the thread above....

the first letter do you mean?

wizzywig27

Yeah the first letter mate..

insider66

wizzywig27 wrote: »

Does anyone know where I can get a rough copy of this letter?

Thanks

All you need to put is their ref. no at the top

then Dear Sir/Madam

I do not acknowledge this debt.

I suggest you contact your clients for further information to check that you have the correct details.

Your faithfully


that's it.... no names, nothing

ourfamily

hi everyone, sent the 1st letter as advised when i last posted on this thread, and didnt hear a thing until yesterday when we recieved another letter from them saying:
NOTICE OF INTENDED ACTION
dr ....
We are instructed by our client to recover the outstanding balance of this overdue account.
This letter fulfills our legal requirement to inform you of our clients intended action, even if you do not acknoledge this.
It is now imperative that you contact this office within 48 hours to settle this account. By doing so you are showing an interest to resolve this matter and we will endevour to come to an arrangement with you.
Should you decide to ignore this advice our client will not hesitate to instruct the appropriate action be taken to recover the outstanding balance in full.............

PLEASE HELP!! what do we do
thanks

ourfamily

Does anyone know if this means the debt is actually enforcable? we are so worried about this as thought with no reply from the letter we sent in november, that they couldnt enforce it! what do we have to do now?

RAS

OF

Which letter did you send, this one

All you need to put is their ref. no at the top

then Dear Sir/Madam


I do not acknowledge this debt.

I suggest you contact your clients for further information to check that you have the correct details.

Your faithfully

or the statute barred letter?

if it was the first one, now send the statute barred letter. Unless there is a CCJ outstanding, this debt is statute barred and if there is a CCJ, they need court permission to take matters further.

Also to add, if there is a CCJ, then you send a CCA request.