interest free finance help

AdamJ_3

I took out finace 9 month ago but never signed for it. I ordered the goods over the internet and they where sent out to me.

Can i avoid paying as i have not singed for them??

Or is there a loophole around this?

SecretSquirrel88

I dunno, but if you apply for a credit card online you have to tick a box to say that it counts as a signature - was there anything like this?

mcjordi

chances are it will be an electronic signature thing

"click the box if you agree" situation classed as a signature after 2004 i beleive

AdamJ_3

To be onest im not 100%. Should i contact them and ask? Or ask them to send out the aggrement.

dmg24

Is there a reason why you think you should not pay, assuming that you received the goods?

AdamJ_3

Just in allot of debt and need to get out quick. i have to pay in like 4 month and am really struggling

Plus my dog eat the paper work lol

dmg24

AdamJ wrote: »

Just in allot of debt and need to get out quick. i have to pay in like 4 month and am really struggling

Plus my dog eat the paper work lol

It might be more productive to start a thread about how to manage your debt, rather than avoiding it? There is lots of very useful information and support on here, for those that are legitimately dealing with their debts. Good luck.

RAS

The law changed in April 2007, since then a signed CCA has not been necessary. And the law for on-line applications changed some years ago, so that a tick is accepted as a signature.