Newbie Help!

FiFo_3

Hi everyone
posted on MSE - ask a "cccs advisor a question", have been overwhelmed by how nice everyone is. I am having money worries, OH self employed, business really bad, i have filled in Debt remedy on cccs web tring to convincd myself this is the way forward. But like alot of you guys have felt at some point feel as if i'm swimming against the tide, and very scared of what to come. Have 2 kids, worried about christmas. Found cccs deb remedy helpful but i worry about entering a dmp, is it really bad, don't want phone calls at work etc. Please any advice/encouragement would be great.

Numpty_Monkey

Hi FiFo:hello:
You have the 2 best things you could have done:T
got in contact with CCCS and joining here:A

You will probably feel a bit pigged off filling in SOA's and the like, but if you do this one
http://www.makesenseofcards.com/soacalc.html
and post the results,
the clever and as you have already found out the great people here
will help find ideas for saving more

As for a DMP , for me it was the best way,
and there are rules and regs and stuff about creditors phoning people at work,
that is a no no


Welcome to the boards:T

FiFo_3

Thanks numpty, what is SOA?

insider66

Hi there,

it's Statement of Affairs, income, outgoings, debts etc. - use the link on [EMAIL="Numpty@s"]Numpty@s[/EMAIL] post to go to the one most used here

HTH;)