Help please

AMBERSHADOW

Can someone point me in the direction of the form I use for another company taking over my debt please this is urgent


thankyoou

AMBERSHADOW

anyone please

Jesthar

Hi Amber,

I think people might need a bit more information on this - do you mean a company has sold on a debt which is in dispute?

~Jes

AMBERSHADOW

YES i DO AND THEY are now trying to repossess the car beacuse of it
thankyou

piglet39

Not quite sure what you mean. Do you mean a 'notice of assignment' - the document that you have to be given when one creditor sells onto a DCA?

Piglet

AMBERSHADOW

piglet39 wrote: »

Not quite sure what you mean. Do you mean a 'notice of assignment' - the document that you have to be given when one creditor sells onto a DCA?

Piglet

We brought the car from fords with fc finance they passed it on to another company last dec supposedly I have had no noticfication from this comapny and have called on serveral occassions to get a payment book as fords would no longer take the money.

I have had nothing in the way of anything untill the 12th set 08 I get from the court they were changing the name on the docs other than that nothing.
so I wrote asking for a payment book as they had ignored my other letters now they are enforcing the issue and repossessing the car on the 26th this month


I ma sure they cant do that and if they took over the debt why did I not hear from them before

I belevie they were stalling for time to take the car

piglet39

Right I see. I think the form that you are talking about is the letter requesting a copy of the CCA and therefore putting the debt in dispute. TBH not sure how this all works if it's car finance. Is the car HP - in that case I think different rules apply. Why not PM Stapely - do a forum people search - as he has a lot of info on this. Also have a quick read on the thread 'CCA update requests please' cos it's on here that you get the links for the template letters.

HTH hun

Piglet

piglet39

Not an expert so bumping

epsilondraconis

Perhaps you could discuss this with the CAB?

Do you have any legal assistance with your home insurance that you could utilise?

Sorry, I can't think of anything else.

Good luck anyway.

AMBERSHADOW

piglet39 wrote: »

Right I see. I think the form that you are talking about is the letter requesting a copy of the CCA and therefore putting the debt in dispute. TBH not sure how this all works if it's car finance. Is the car HP - in that case I think different rules apply. Why not PM Stapely - do a forum people search - as he has a lot of info on this. Also have a quick read on the thread 'CCA update requests please' cos it's on here that you get the links for the template letters.

HTH hun

Piglet

Yes it's on HP

piglet39

OK - the rules are different I think when things are on HP. I am so sorry but this is not something I know anything about. I have read a thread recently re HP and what can be done at certain stages during the period of HP - depending on what has been paid off.

The only thing I can suggest is you start a new thread and call it something obvious ('car on HP and being repossessed in next few days' or something similar) to attract the attention of the peeps on here that are knowledgeable about HP and cars 'cos so many threads start with 'help'.

HTH

Piglet