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Barclays Charging from 'Cleared Balance'

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Has anyone else had problems with the new Barclays charges specifically now charging from your 'Cleared Balance'. Queries and solutions here please!

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  • icon1.gifbarclays on the rob
    Hi there,

    First time post from me as I am too having trouble with Barclays. I currently have an arranged payment to pay back my overdraft (started at £680 at £100 per month now down to £180). I have a reserve limit of £0 but I used to use the £5 (ish) free buffer regularly using my debit card or if I knew I had money due in, then use my card the day before. Logged onto online banking last week and discovered I had £40 worth of £8 charges as Barclays now charged from your 'cleared balance' rather than actual account balance for that day (which also ruled out paying in on the same day).

    has anyone else had any problems with this? Is this legal? I have had no correspondence from Barclays regarding charging from your cleared balance.

    Please help!

    Dan:confused:
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