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Oh Dear
AMBERSHADOW
Posts: 583 Forumite
Please does anyone know the answer
We brought a car from fords and had it for 2 years paid every month then my hubby walked out and I was left to pay, I kept up payments for as long as I could then fell behind, they took me to court as I had paid over half and I got it suspended as long as I paid.
Fords then passed it over to another company which I did not know who untill may of this year anyway I called to get payment book and they said I must give the car back or pay the whole lot outstading, I refused point blank and said I had been to court and got it suspended if I paid, I headd nothing else But in the mean time made no payment as I didnt know where to pay and when I called they said not to pay as they were collecting. I wrote letters to this company month after month asking for a payment book nothing arrived. then on the 12th sept I got letter from the court telling me they had taken over and changed the name on the paperwork to this company.
So again I wrote for a paying book for payments to be made, Finally I got one today BUT
I had bailiff from court today telling me THEY were picing the car up on the 26th nov if I didnt pay the full amount.
God how deos this work can I go back to court and request Another suspension as i HAD no-where to pay and they point blank refused to tell me anything as they were picking the car up
We brought a car from fords and had it for 2 years paid every month then my hubby walked out and I was left to pay, I kept up payments for as long as I could then fell behind, they took me to court as I had paid over half and I got it suspended as long as I paid.
Fords then passed it over to another company which I did not know who untill may of this year anyway I called to get payment book and they said I must give the car back or pay the whole lot outstading, I refused point blank and said I had been to court and got it suspended if I paid, I headd nothing else But in the mean time made no payment as I didnt know where to pay and when I called they said not to pay as they were collecting. I wrote letters to this company month after month asking for a payment book nothing arrived. then on the 12th sept I got letter from the court telling me they had taken over and changed the name on the paperwork to this company.
So again I wrote for a paying book for payments to be made, Finally I got one today BUT
I had bailiff from court today telling me THEY were picing the car up on the 26th nov if I didnt pay the full amount.
God how deos this work can I go back to court and request Another suspension as i HAD no-where to pay and they point blank refused to tell me anything as they were picking the car up
0
Comments
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Anyone please0
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Hi Ambershadow, I'm not an expert but I'd suggest you report them to the OFT and get legal advice - try the CAB - they obviously wanted to be able to claim you weren't keeping up the payments so they could repossess the car:mad:
You could also try the other free debt charities for advice (e.g. National Debtline or CCCS) - there's a stickied thread on here where you can ask a CCCS adviser a question, otherwise their contact details are in the info bar at the top of this forum.
I'm sure someone with more knowledge will be along soon
Good luck and don't let the b$%^ds grind you down!
Rabbit"Proud to be dealing with my debts" :doh:DMP Mutual Support Thread member 232:DLBM July 2008 53k:eek: DMP with CCCS - start Oct08 DFD Sep 2014 - or sooner!!;)0 -
Thank you So much0
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Ambershadow,
Let us know what happens won't you?
Pip
xLooking for solutions and hoping for a miracle!0
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