We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
CCA for HP?
Tinkles
Posts: 66 Forumite
Can someone please advise me if an HP agreement would be covered, I am wanting to request my CCA but want to get my facts straight first!
Many thanks in advance to anyone who can help.
Many thanks in advance to anyone who can help.
0
Comments
-
Hi Tinkles,
Yes I understand they are. Beware though if it is true hire purchase then there could be a minimum number of payments that you've had to make before you can keep the goods that the agreement was taken out for. I bought a car on HP a long time ago and the car did not belong to me until the last payment was made. It might be a credit sale agreement and if so then the goods are yours from day one.
So you definitely have a good reason to ask for a CCA if you're planning to or already are paying reduced payments.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.2K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards