We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
help
help100
Posts: 1 Newbie
Hi
I am looking for some advice. I live at home with my parents and for the past 4 years I have been paying most if the bills as my father was injured at work and receives beneifts only. As a result I now owe over £30,000, a combination of credit cards and loans. I do not own any property or anything of value. I feel I have no life as I cannot afford to go out with my friends. I recently quit my job to move abroad with my boyfriend. I am back home now as I could not find any employment. I cannot afford to make the payments as I do not have any income. As I live in Scotland I have been reading about LILA and am wondering if this is the best solution, however, I do not want to list my parents as the reason for me being in debt incase they force them to sell their house to cover the debts. I just feel there is no way out and I dont know what to do. Any ideas?
I am looking for some advice. I live at home with my parents and for the past 4 years I have been paying most if the bills as my father was injured at work and receives beneifts only. As a result I now owe over £30,000, a combination of credit cards and loans. I do not own any property or anything of value. I feel I have no life as I cannot afford to go out with my friends. I recently quit my job to move abroad with my boyfriend. I am back home now as I could not find any employment. I cannot afford to make the payments as I do not have any income. As I live in Scotland I have been reading about LILA and am wondering if this is the best solution, however, I do not want to list my parents as the reason for me being in debt incase they force them to sell their house to cover the debts. I just feel there is no way out and I dont know what to do. Any ideas?
0
Comments
-
Hi 100
Welcome Honey,
I don`t know much about the Scottish system but firstly you need to speak to one of the debt charities....see top tool bar for numbers.
As your parents home is theirs`s then I cant see how that can be affected by your debt anyway.
Main thing is to get on the phone tomorrow & talk to CCCS/Nat Debtline or/and CAB.
Take care, Angex0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.5K Work, Benefits & Business
- 602.8K Mortgages, Homes & Bills
- 178K Life & Family
- 260.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards