bad credit loans?

stu75_07

Hi all , am in need of a loan of about £3000 to buy a new car as have 3rd child due next year and to pay of excisting Provident loan of about £500 .
Trouble i found was that in 2005 i was made bankrupt and have only just now been able to get a current account with debit card etc from HSBC.
But i know they wont give me a loan so i would welcome suggestions as to what to do next i know the apr will be higher but i have no other choice , my family is not an option either . i have seen bad credit guarenteed loans advertised but unsure about using them although if there is a reputable one then i will.
Thank you in advance

Cumbrian_Male

Hi

Your local to me, have you tried Black Horse or for a broker Border Credit and Finance.

I work for Provident, don't shoot me.

Rich_Richmond

stu75_07 wrote: »

Hi all , am in need of a loan of about £3000 to buy a new car as have 3rd child due next year and to pay of excisting Provident loan of about £500 .
Trouble i found was that in 2005 i was made bankrupt and have only just now been able to get a current account with debit card etc from HSBC.
But i know they wont give me a loan so i would welcome suggestions as to what to do next i know the apr will be higher but i have no other choice , my family is not an option either . i have seen bad credit guarenteed loans advertised but unsure about using them although if there is a reputable one then i will.
Thank you in advance

It seems that you have a bad reputation in the market, therefore i would suggest you to bifurcate your loan , and take small amount of loans from different financial lenders but with different maturity period.

Regards

minxtress

Cumbrian_Male wrote: »

Hi

Your local to me, have you tried Black Horse or for a broker Border Credit and Finance.

I work for Provident, don't shoot me.

I had a loan from Black Horse when I wasnt a very good risk to lend money to, the rate you pay back is higher which you will have to expect but it does come down if you are a good payer, so next time you wanted some they would look at it on your loan you had and reduce the rate.