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Might be our only way?

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Hi,

My oh and I have made the descision to go br. The thing is we are struggling to get the money together. He is waoring and I am on benefits (Carer for my son). We do not qualify for court fee exemption and can not think of any way to raise the money.

We have already stopped paying our creditors, only paying the csa and ctax bailifs as well as general living costs & rent. We can not miss a rent payment as we are in temp accom waiting to be housed - next apparently. If we are in arrears then we will not get an offer until arears are cleared. My son has a disability and we've had greathelp from his docs,to get us medical points and made a priority that I can't let him down by having rent arrears and staying here longer than we have to.

I had a loan offer, and was thinking of taking enought o pay for br fees. I know from previous posts that or's take a dim view of using existing credit, and that tey can impose a bro/u fortaking out new credit, but i don't know what esle to do?

Family have nothing to lend...

Any advise?
BSC 289
A life lived in fear is a life not living!
Proud to have dealt with my debts.

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