advice on disassociation

babyt_2

Hope someone somewhere can give me advice on this issue.

My husband cannot get credit as he is finacially associated with me (and my default)due to a joint loan we had which is now settled and no longer exsists. Are we technically not financially associated anymore as we no longer have any form of credit or even bank accounts together? If we are no longer finacially associated can I ask the credit reference agencies to remove this and how?

Any advice would me very much appreciated.

poorandindenial

Hi babyt

The best way would be to get in touch with the credit reference agencies to say that you would like to apply for a notice of disassociation. They should then talk you through the process for their organisation. There are three credit ref agencies and their addresses are here:

http://www.ico.gov.uk/for_the_public/topic_specific_guides/credit.aspx